What is an SR-22 Form?
An SR-22 form is a document that helps the DMV and the state of California ensure that motorists are financially responsable for their driving.
Certain drivers are deemed to be at risk because of past vilations (as listed below) and are therefore required to file an SR-22 form with their auto insurance company. The auto insurance company will keep recored of the SR-22 as well as providiging th motorist and the state DMV with a copy.
In the state of California there are three different types of SR-22 forms:
1. An Operator's Policy Certificate which covers the financal responsibility for vehicles owned by the motorist.
2. An Owner's Policy Certificate that covers the financial responsibility for vheicles owned by the motorist.
3. A Broad Coverage Policy Certificate covers financial responsibility for all the vehicles that are owned or not owned by the motorist.